There are various banks and financial institutions that grant this loan. Most companies provide this facility online so you can get the money just by sitting at your home. You need to have a checking account where the money is credited. You need to provide some basic information to the bank like your name, address and employment details. This is just to ensure that you have a steady source of income. More often than not, the money is credited on the same day or at max, by next day. But, one has to be careful because such loans come with a high rate of interest.